RhBBob Posted May 12, 2015 Share Posted May 12, 2015 Well I thought this might be a problem for SWMBO to get this extra £212 a year for my income because of her meagre income. The documentation calls for details of 'your' mortgage, a credit card or a loan. So I applied online in her name and of course with no mortgage, no loan, no credit card or even overdraft facility, the system chucked 'me' out. Consequently SWMBO will have to ring the 9p a minute line to HMRC+, no doubt to speak to someone less than half her age and explain that being long retired and living on pension income, we don't borrow money except from each other !! +Since her Ladyship can 'start an argument in an empty room', I don't envy the person at the other end of the phone... Link to post Share on other sites More sharing options...
RMweb Gold chris p bacon Posted May 12, 2015 RMweb Gold Share Posted May 12, 2015 Why do people get anything for being married? There has to be something for the pain..... Link to post Share on other sites More sharing options...
Horsetan Posted May 12, 2015 Share Posted May 12, 2015 There has to be something for the pain..... We know a song about that: http://youtu.be/6aO-A_QVgS4 Link to post Share on other sites More sharing options...
RMweb Premium skipepsi Posted May 12, 2015 RMweb Premium Share Posted May 12, 2015 Behave yourself Ivan, you haven't a clue about how much suffering there is........lucky B........ Link to post Share on other sites More sharing options...
wollastonblue Posted May 13, 2015 Share Posted May 13, 2015 I also have applied for the Married Couples Tax Allowance, and I am awaiting the paperwork. I've been told that a council tax bill or utility bill will also fit the requirements, as it's something to do with proof of address. Why HMRC can't find that out without you proving it I don't know, it's a bit like when the tax credits come up for renewal, I have to tell HMRC how much I earned last year, don't they have that on file too? Link to post Share on other sites More sharing options...
rockershovel Posted May 13, 2015 Share Posted May 13, 2015 Presumably by the same paradox by which they can be well aware of your address for purposes of sending you a Council Tax Bill, by deny your very existence when it comes to the Electoral Roll. Link to post Share on other sites More sharing options...
RMweb Gold tarifa Posted May 13, 2015 RMweb Gold Share Posted May 13, 2015 Why do people get anything for being married? Why do people get anything for having kids?. Why do people get anything for doing nothing?. Link to post Share on other sites More sharing options...
RhBBob Posted May 13, 2015 Author Share Posted May 13, 2015 Why do people get anything for doing nothing?. I believe it is usually referred to as 'The Palace of Westminster'......or variously Government, the State, the EU etc., etc., etc.. Link to post Share on other sites More sharing options...
RMweb Gold Metr0Land Posted May 13, 2015 RMweb Gold Share Posted May 13, 2015 Well I thought this might be a problem for SWMBO to get this extra £212 a year for my income because of her meagre income. The documentation calls for details of 'your' mortgage, a credit card or a loan. So I applied online in her name and of course with no mortgage, no loan, no credit card or even overdraft facility, the system chucked 'me' out. Consequently SWMBO will have to ring the 9p a minute line to HMRC+, no doubt to speak to someone less than half her age and explain that being long retired and living on pension income, we don't borrow money except from each other !! +Since her Ladyship can 'start an argument in an empty room', I don't envy the person at the other end of the phone... Strange. The Head of Household applied online a couple of weeks ago to give her unused tax allowance to me (we're both retired and only have state and company pensions). She's not heard anything more, but at the time the system didn't throw her out and we don't have a mortgage. Awaiting the progress of the application to wend its way slowly through the sausage machine at presnet........ Link to post Share on other sites More sharing options...
RhBBob Posted May 13, 2015 Author Share Posted May 13, 2015 Strange. The Head of Household applied online a couple of weeks ago to give her unused tax allowance to me (we're both retired and only have state and company pensions). She's not heard anything more, but at the time the system didn't throw her out and we don't have a mortgage. Awaiting the progress of the application to wend its way slowly through the sausage machine at present........ Did you go through the Experian route online ? Despite having borrowed money about 10 years ago, Swmbo was advised by Experian that she would have to ring HMRC - see above. Link to post Share on other sites More sharing options...
RhBBob Posted May 13, 2015 Author Share Posted May 13, 2015 HMRC have advised Swmbo that the online system will be amended 'in the Summer' to cope with those who cannot apply using the online Experian rating. Link to post Share on other sites More sharing options...
RMweb Gold teaky Posted May 13, 2015 RMweb Gold Share Posted May 13, 2015 Why do people get anything for having kids?. They don't. The purpose of Child Benefit is to ensure each child has food and clothing. It is paid to the parent/guardian responsible for the child. It is the kind of thing a civilised society does to ensure the wellbeing of the people who eventually pay for our state pensions, NHS etc. Link to post Share on other sites More sharing options...
Horsetan Posted May 13, 2015 Share Posted May 13, 2015 Behave yourself Ivan, you haven't a clue about how much suffering there is........lucky B........ Abolish divorce: Stay single. Link to post Share on other sites More sharing options...
RMweb Gold Metr0Land Posted May 13, 2015 RMweb Gold Share Posted May 13, 2015 Did you go through the Experian route online ? Despite having borrowed money about 10 years ago, Swmbo was advised by Experian that she would have to ring HMRC - see above. Aaah, now had a chance to check with the Head of Household. Apparently she's not as far down the route as I thought. She's only 'registered an interest' on the HMRC website which required minimal detail from her at that stage and she's waiting for them to get back to her. I advised her not to hold her breath.......... Link to post Share on other sites More sharing options...
RMweb Premium kevinlms Posted May 13, 2015 RMweb Premium Share Posted May 13, 2015 I also have applied for the Married Couples Tax Allowance, and I am awaiting the paperwork. I've been told that a council tax bill or utility bill will also fit the requirements, as it's something to do with proof of address. Why HMRC can't find that out without you proving it I don't know, it's a bit like when the tax credits come up for renewal, I have to tell HMRC how much I earned last year, don't they have that on file too? But that's the trick. To make sure you submit the same information, as they have on file. Otherwise the alarm bells go off & you submit yourself to the dreaded 'tax audit'! Link to post Share on other sites More sharing options...
RhBBob Posted May 13, 2015 Author Share Posted May 13, 2015 I've been told that a council tax bill or utility bill will also fit the requirements, as it's something to do with proof of address. Why HMRC can't find that out without you proving it I don't know, it's a bit like when the tax credits come up for renewal, I have to tell HMRC how much I earned last year, don't they have that on file too? Ah but, in whose name are the utility bills and the council tax ? Ours only have my name on them !! Link to post Share on other sites More sharing options...
emac Posted May 13, 2015 Share Posted May 13, 2015 We have applied or as they say shown an intrest still waiting on somone to get the wheels turning should be fun. When I underpaid they were quick off the mark to reduce my tax code near to zero to get their money Link to post Share on other sites More sharing options...
CUTLER2579 Posted May 13, 2015 Share Posted May 13, 2015 Registered an interest several weeks ago and heard back yesterday. But as SWMBO had not applied herself,need to start all over again. Link to post Share on other sites More sharing options...
RMweb Premium polybear Posted May 13, 2015 RMweb Premium Share Posted May 13, 2015 Why do people get anything for doing nothing?. A few years ago I worked in South Korea. One day, I was somewhat intrigued to see a row of women on their hands and knees on a lawn; I asked a workmate (who'd lived out there for several years) what they were doing. "Cutting the Grass", came the reply. "With scissors". He wasn't joking - if you're on the dole out there (or whatever their equivalent is) then you work for it. Which includes cutting the grass outside Public buildings with scissors. Apparently by the time they get to the other side of the lawn it's time to start over again. By all accounts people are'nt on the dole for very long polybear Link to post Share on other sites More sharing options...
Horsetan Posted May 13, 2015 Share Posted May 13, 2015 .... if you're on the dole out there (or whatever their equivalent is) then you work for it. Which includes cutting the grass outside Public buildings with scissors. Apparently by the time they get to the other side of the lawn it's time to start over again. By all accounts people aren't on the dole for very long I seem to recall that Singapore and Malaysia go one better, and have no dole at all...... Link to post Share on other sites More sharing options...
alastairq Posted May 13, 2015 Share Posted May 13, 2015 Abolish divorce: Stay single. Too late....... Link to post Share on other sites More sharing options...
alastairq Posted May 13, 2015 Share Posted May 13, 2015 Remember, in order to pay for our pensions, etc, in a few years time, we also need to keep those kids alive? Don't knock 'benefits', if one has never been unlucky enough to have had need for them? Link to post Share on other sites More sharing options...
RhBBob Posted May 13, 2015 Author Share Posted May 13, 2015 Remember, in order to pay for our pensions, etc, in a few years time, we also need to keep those kids alive? Don't knock 'benefits', if one has never been unlucky enough to have had need for them? Agreed ! As a 'scrounger' myself, I am very supportive of the benefits system. (the State Retirement Pension is paid from the Benefits fund) Link to post Share on other sites More sharing options...
RMweb Gold Oldddudders Posted May 13, 2015 RMweb Gold Share Posted May 13, 2015 Intrigued by all this. As a widower, living in another European state, I am taxed there as per EU law, despite my pensions being paid in the UK. Fair enough - I probably pay less than those who live here in France but still illegally get taxed in the UK. But I intend to marry again - RMwebber Ashcombe is my intended victim - and she has a flat in Torbay, is rightly taxed as a UK citizen. If I claim her here as a new spouse, her tax affairs will come under French law, where the female gets crap conditions. So we expect to say nothing, continue to be taxed in separate countries, and will, indeed, not live together continuously to keep things going as we see best. This is the inverse of "We're staying together for the sake of the dog!" Link to post Share on other sites More sharing options...
RMweb Premium Bernard Lamb Posted May 13, 2015 RMweb Premium Share Posted May 13, 2015 I seem to recall that Singapore and Malaysia go one better, and have no dole at all...... I seem to recall that at one time people imprisoned in Changi were not given any food. Relatives would sit outside the gaol in the street cooking food to be taken in to the prisoners. I reckon the idea does have some merit. Bernard Link to post Share on other sites More sharing options...
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