Thanks Redgate,
You have quite elegantly done what I thought might be the solution - isolating the brush holder from the end plate, leaving no need to isolate the end plate itself.
If I had received no replies I would probably have attempted it off the cuff. Now after your tribulations I know where I am going. And it is going to save me hours of "suck it and see"!
Your pictures show a unit exactly like mine, but mine DOES have traction tyres.
One last question (I hope). IS this a Hornby loco? I bought it (used) as Hornby, but unusually I can find no markings except "SU" on the loco. chassis above the front bogie truck.
By the way, I fitted a chip to a 3 rail Hornby Duchess I had already converted to 2 rail years ago, by ( simply in that case) isolating the rear, earthed, brush holder.
Many Thanks Again, Jim.