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hayfield

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Posts posted by hayfield

  1. The rot set in when the housing stock was sold off and not replaced.

     

    Then the stigma was created by calling it social housing.

     

    Mark Saunders

     

     

    I totally agree with you it was wrong not to replace the houses that were sold off, but the stigma of being a council tenant was always there. People were looked down if they lived on the Merridan, Hollywell or South Oxhey estates etc. The right to buy has greatly improved these estates for both tenants and owner occupiers.

     

    Right to buy should have helped to increase housing stock rather than increase the councils reserves

     

    Indeed, and what has happened where I live prices have increased to such an extent that the 'working man' has been priced out of the market. This is because former social housing is being snapped up by private landlords resulting in a majority of such properties going into the private rental market at far greater rents than those still in public ownership. Whats more those properties are often overcrowded (3 couples in a small two bedroom house) and many poorly mantained into the bargain.

     

    The only reason houses are bought by private landlords to rent out has been the fault of the benefit system in the past being far too eager to pay any amount in housing subsidies, which has made this possible. In the early years it was very different as rents did not cover costs unless you had large sums to put down as a deposit. It was first time buyers who were setting the prices and the buy to let market struggled to complete

     

    Quite simply the buy to let investor asks what rental income would this property let for, the purchase price is calculated from this. Whilst people and or state benefits are willing to pay/support high rents they will continue to push up house prices

     

    Here is an example, two identical houses next to each other being rented by different landlords. Landlord A has low fixed overheads of say £400 per month, Landlord B has recently bought so has costs of £1200 per month.

     

    I will keep the numbers simple for this example

     

    These houses are renting for £1600 per month, on the face of it there is a nice profit, but drill down and the reality is totally different. Take away 10% agents fees and the profit is £240 then there are costs which have to cover insurance, maintance, periods of non occupation etc. Landlord A is fine, just the profits are not as large, landlord B may just be breaking even and is consoling them selves on the increasing property values.

     

    Now throw in a hike in interest rates, landlord A is still fine, but landlord B may now be having to subsidise the rent. He could try and put up the rent, which might be met by a tenant who is paying the whole amount themselves, but someone who is dependant on housing benefits cannot pay any more

     

    Both tenants leave, but in the meantime owing to a downturn in the economy prospective tenants can only afford  £1400 per month

     

    Now do both landlords hold out for wealthier tenants and have no income, or accept a lower income for cash flow purposes. Not an issue for landlord A, just not as profitable as it used to be. Landlord B has a major problem, their asset is making a loss. They decide to get out of the rental market, but the housing market has changed, due to falling rents housing is not worth as much now, which in turn makes property more affordable to owner occupiers, add in rising interest rates and it becomes even less valuable to the buy to let buyers. Home buyers are now pricing the market

     

    Quite simply to aid the owner occupier market, the returns of renting need to be reduced. Rents need to either remain static for a long time and or state housing benefit needs to reduce and stop artificially inflating rents thus house prices

    • Like 1
  2. Just spoke to Dave at Gas Cupboard Models in Trowvegas. Same as others have said SRP of £32:50 (I guessed at £35) and release date in October but no definite date. Darn sight cheaper than a C&L kit @ £48 (if my memory serves me correctly).

    For me at that price I will be burning my fingers & stickin' & gluin' my turnouts.

     

     

    Tim

     

    The cost of C&L kits with pre-formed parts is still dearer, but if you preform the parts yourself and use the components, from memory using the Exactoscale parts equivalent the their kits come out well under £20. Certainly for those who for what ever reason prefer not to build their own, a cheaper alternative and what seems to be a much better looking alternative to H0 products, now how about a modern image 4 mm scale turnout in 00 gauge  :jester:  Seriously, a first class result for 00 gauge modellers and you never know if it catches on additional products may follow and prices could drop

  3. David

     

    I have had 2 railway journeys to Italy in the past 3 years, I was amazed at the number of factory sidings in Italy. Whilst travelling on both the UK's mainline and the French TGV none

     

    Now I think with the exception of heavy industry these sidings have long gone. I guess there is a prototype for everything and of course there is modellers licence  

  4. Try getting MP's to move out of London!

     

    The value of investments can go down as well as up; when this happens to ordinary people it's tough and you have to live with negative equity!

     

    Mark Saunders

     

     

    Mark

     

    I think most of us would like to get rid of MP's and as far away as possible

     

    Houses are a supply and demand commodity and you can have market corrections which affect prices in the short term. Negative equity is only a problem if you are trying to sell/remortgage.

     

    What has been suggested from some areas is not a period of negative equity, but a wholesale reduction in property prices to a level which all could afford, this would collapse the banking industry whose balance sheets rely heavily on rising property prices. 

     

    We could build more houses, but look at the size of land banks which are carefully brought to market to maintain/ increase land values, what land owner would sell land below its value?. Then if land was made available show me a building company who is willing to cut their profit margins to sell houses cheaply. If you pass this hurdles find a bank willing to lend on an unprofitable project.

     

    Another thought is who should social housing be for, and for how long.

     

    Example 1

     

    A person who earns enough to either buy a property or pay for private rent, should we subsidise their rent? 

     

    Example 2

     

    When a person(s) circumstances change, should we change the type of property they are entitled to. If its right to give them a larger property when their family grows, surely the opposite is also right when family leave home

     

    I used to live near a housing estate where after the war was build for homeless Londoners, by the early 80's there were more Rolls Royce's on this estate per square mile that most other local areas, which were supposedly better off.

     

    The rental sector in my opinion needs a rethink, prior to the change in legislation allowing Short hold tenancies the balance was too much weighted in favour to the tenants, resulting in homes which became available being sold rather than re-let, Now the balance is too far in favour of the landlord. We need a rental sector which works equally for both landlord and tenant. Landlords are always looking for good tenants and I think in many cases good landlords try to look after good tenants, we need to squeeze out bad landlords, but also protect good landlords from bad tenants 

    • Like 3
  5. Well, the approach that I plan to take is to simply leave the template in place. That is, glue the sleepers to the template and then glue the template to closed cell foam.  If leaving the template in place is good enough for Iain Rice, it's good enough for me.

     

     

    This is fine providing you get a good bond between the paper template and the track bed. Or as I think on at least one of Iain's layouts the paper template was stuck to the baseboard at the edges allowing the track to float.

     

    Just ensure all areas that have been glued have bonded well and the correct type of glue has been used. (Avoid PVA if sound reduction is desired) 

  6. Well, I suppose you could try to ban foreign nationals and companies from buying properties in such areas....

     

     

    Ivan a bit radical and knowing you its mostly tongue in cheek/irony.

     

    On the other hand all over the country in desirable areas wealthy individuals and companies are buying second homes/holiday let properties, which make it impossible for locals to complete. Walking back to the hotel in St Ives I went past many ex-fisherman's cottages, all of which had been either turned into holiday lets or commercial premises.  This was common in most of the coastal towns and villages, the exception was Clovelly (which you paid to enter) which has strict occupation rules.

     

    Then you have the likes of myself moving out from the London area a bit thus increasing the prices further out

     

    You are right in many ways, certainly those who live elsewhere and buying for investment purposes only put nothing into the local communities should be discouraged. Also our major cities are getting far too overcrowded,

     

    Years ago there was a move to relocate jobs to other areas, seems only national and local authority jobs moved. Perhaps a tax on nonessential jobs in the centre of London might focus minds, but the financial carnage which decreasing property values would cause might collapse the banking system?

  7. I took the time (about a minute and a half) to see what the average price for property in Kensington and Chelsea actually is. According to Rightmove it's 1.4 million pounds for a flat, 4.4 million for a terraced house and 6.1 for a semi detached property (I've rounded down the tens of thousands and lower amounts). You've either got a wildly different view of moderately well off or haven't bothered to do some basic fact finding.

     

     

    Grenfell was in the borough of Kensington, but not in Kensington. I think white city is a better description and whilst the cost of properties is much higher than many in the greater London area, its no where near the prices of Kensington. One bedroom flats £300k  three bed flats £350k.  However whilst these areas are very close to each other, different additional factors may alter prices slightly

  8. That might work, although most of mine will be on some sort of curve it could work out ok and then all I'd have to do is work out the points

    Mike

     

    With straight track you can lay both rails, the method I have explained we used on a club 7 mm scale layout

     

    Turnouts are similar, I tape a piece of tracing paper to the plan, then cut strips of double sided tape about 3 mm wide and have 2 lines of tape to hold the timbers. Most chairs will hold the timbers in place. The exception being the slide chairs, super glue the slide chairs to the stock rails. When removing the tracing paper just wet the double sided tape with white spirit and it will come off very easy. carefully glue the timbers in place. The odd one may need adjusting 

  9. Home insurance will restore a property to the condition it was in before the damage occurred.  Although how that will work in this case I have no idea.

    Dave.

    Dave

     

    I was talking about the buildings insurance, as there as several different properties within a block of flats unlike contents insurance it is totally impracticable to have individual buildings insurance policies in the same building. As part of the annual maintance agreement the managing agent arranges for one policy which covers every flat. This protects all owners that the correct policy for all flats remains in place, and insures that no one individual owner jeopardises the others.

     

    There are two groups, the owner occupiers plus the housing associations (non Kensington) and Kensington council. The owners will claim a total loss be reimbursed by the insurance company, as for Kensington they will be reimbursed for their loss and I guess will do a deal to buy the land back for re-development  .

     

    Anyway what I was trying to comment on was the ability of the owner occupiers to be able to buy a property with the compensation from the insurance company in the same area

     

    Firstly generally ex local authority property normally is less valuable than privately owned property, secondly looking at the BBC article the flats were quite generous in size, thirdly with the loss of so many housing units within the area will increase the cost of existing housing stock. Fourthly after the experience of seeing their homes destroyed would they want to live in a high or low rise flat again, houses are dearer 

     

    Plenty has been said about tenants being able to remain in the area, heard nothing about the owner occupiers who suffered the same fate, and for the above reasons may be financially forced out of the area. I feel all should be treated equally 

    • Like 1
  10. Mike

     

    If its a section of plain track, why not make a card comb to hold the sleepers whilst laying one length of rail on to the sleepers, the solvent if run along the rail, when dry will be strong enough to hold the sleepers in place during the move to the baseboard. stick the sleepers to the track bed, once set fit the other rail

  11. And there you have hit a nail on the head.

     

    Whilst RBK&C and the housing association may not have any spare stock themselves immediately, they still have the facility - and, I daresay, the cash reserves - to buy in some from developers; see the Berkeley Homes example. I suppose that would be the expedient solution, so that households have the prospect of new homes that they can move into, knowing it will be a permanent move which is surely what everybody wants.

     

    Temporary accommodation is no fun. Back in the day when I used to do Housing law, I visited a number of clients in temporary accommodation and, more often than not, it was clear that they were having a terrible experience. The standard of temporary accommodation was generally execrable and I surmise that it isn't much different today.

     

     

    This is, as all agree a terribly sad affair and our hearts go out to all, I guess like all right minded folk hope those affected get the housing they rightfully deserve

     

    There are several points that arise. Firstly those who owned their own property will be insured (via the properties block insurance) for the value of their asset, will the payment allow them to buy a property in the same location? I doubt it and I guess they will have to look further afield and move away. Will anyone care I doubt it

     

    In the locality housing is short especially with social housing, is their suitable housing stock within the area available to be brought for social housing ? if not in the short term how can the authorities provide housing within the area other than evicting other tenants

     

    Then their has been the almost instant response of political pressure groups, some agreed are concerned truly for those affected, but many seem to grab the opportunity to cause trouble. Looking at the reports of certain Camden tower blocks, 3 of which were so bad the residents had to be evacuated, everyone seems to have forgotten about these and the local socialist councils seemingly contempt for their tenants safety. In my book equally as bad as Kensingtons

     

    Yes Kensington's response to this disaster seems far from what we would have expected, too little to slowly, as it seems is the distribution of funds from the millions of £'s given to the survivors and others affected. Hopefully things are now speeding up and beginning to happen

     

    Sadly Kensington is not alone in what now seems to be underestimating fire safety in tower blocks, it seems common to all political parties both in local and national government. It is grossly offensive and totally dis-respective of those affected to make political capital out of this sad event. Politicians should be joining together to put right the wrongs that have occurred, as it seems many providing these services have failed their tenants/co-owners. Hopefully the legal system will step in and take action, not just in Kensington but everywhere else where finance has been put before peoples safety.  

    • Like 3
  12. On a recent visit to Bodmin station I picked up 3 used railway books, all in excellent condition for £7, all 3 will be a good source of model making reference, plus enjoyable holiday reading. Would struggle to buy a rubbish paperback from a bookshop for this

  13. One for the 0 gauge boys

     

    Several sets of older style Slaters wheels. 3 pairs of 4'5"  4 pairs of 3'7" drivers  5 pairs of 3'3" drivers. 6 sprung hornblocks. A couple of chimneys and a few other turned fittings. A Buhler motor

     

    Plus a chassis frames for an 0-4-0, with the remains of a cab and bunker and top of a saddle tank plus 2 buffer beams with sprung buffers.The chassis has a 38 mm wheel base (5'6"?)

     

    All for £20.55 inc postage

     

    I may put a set of wheels on eBay to recoup some of the funds, the 3'7" wheels may fit a P class (with worn down wheels) and the 29mm wheels could fit something a bit bigger. OK the wheels need quartering, and in some cases a bit of a clean, but I have paid less for this lot than the cost of a new pair of wheels

     

    The motor is similar the this one but in better condition, Any ideas please

     

    http://www.ebay.co.uk/itm/BUHLER-MOTOR-FOR-O-GAUGE-MODEL-RAILWAYS-MODELLERS-TESTED-AND-FULLY-WORKING/272598036895?_trkparms=aid%3D222007%26algo%3DSIM.MBE%26ao%3D2%26asc%3D47510%26meid%3De5f3d4842eed4840ab23e0283176f09d%26pid%3D100005%26rk%3D1%26rkt%3D2%26sd%3D262885093835&_trksid=p2047675.c100005.m1851

  14. That issue is non existent if you work to the sequence as per the original instructions.The components are designed for building both plain track and point work in situ.It is not surely any fault of C & L if people don't assemble the items correctly.In that respect C & L and Peco are aimed at very different markets.Bernard

     

    Bernard

     

    I totally agree with you regarding the instructions which I found vague, then Peter re-wrote them The other problem is that there are several different sequences which are mostly down to personal choice. So with so many differing pieces of information confusion sets in

     

    The actual assembly is quite easy, the difficult part is the fabrication of the parts. Which in themselves are quite inexpensive in materials just the cost in labour, but the real costs from what I have noticed has I think been down to outsourcing the fabrication and the mark up required by a small size business. What is needed is a small one man cottage industry to step in

     

    This has nothing to do with the new Peco turnout, which on looking at the Peco photos could be very promising

  15. I had never realised it's inaccuracies until I joined RMWeb, but I'll own up to being one of those that "loves it anyway".  The loco has a real charm that allows me to overlook it's faults. I currently have three, only one of which is a keeper; that's going to get HMRS British Railways lettering (in Great Western style) and a front numberplate to suit my layout's intended era (mid-'50s).  Yes I know the last one was withdrawn in 1951 and they were based no further West that Llanelli, but Rule One, etc......

     

    Reply

    If you like it then there is no issue, especially as the 00 track gauge is a far greater compromise

     

    We are building/using models where for many reasons compromises have to be made and if you are happy with the looks and performance then all is well

  16. I have a contact in Germany who re-motors modern RTR locos with coreless motors. So where there is a will there is a way

     

    A couple of recent threads are about the supply and manufacture of a replacement etched chassis for newly introduced models. This is another way of improving the chassis to complement excellent bodies

  17. Did you use flatbottom or bullhead rail?

     

    The smaller chairs from C&L are the code 82 flatbottom ST base plates. Not only would you have to cut them in half but also cut a notch on the inside to clear the foot of the rail

     

    Peck sell spikes or fit down Bambi staples, then drill holes in the sleepers. Or just put blobs of thick glue of filler

     

    For 009 I would go for flatbottom rail and spikes or spikes and plates. Unless someone does TT size chairs

    • Like 1
  18. Good question lot depends on how you treat the model, left in glass case, boxed in an attic or trashed around a layout, give it 200 hours of running expect mechanical failure

    We compare to Hornby Dublo but even theirs models had there problems, 0-6-0 diesel shunter burnt out armature springs to mind, but and it was mentioned in model press at the time, there was spares to fix it and a service department to back it up, failing that even I once rewinded a armature. Not so easy on a small can motor, But on the whole if you left them in attics, glass cases, or used them on a layout, 60 years later they will work

    However no so the recently purchased modern models, very disappointing I purchase for £200 a loco to find after just a few years a pony truck fell to bits, coupling rods snaped or bent, motors failing, my "Barry" line is full of recently purchased models, a very expensive scrap yard.

    It's totally put us off buying anything new, it's not just me, my fellow modellers tell me the same stories, still not all is lost, buy a well known magazine for few pounds, get a free display loco, cut the chassis off, slap it on a old HD chassis and you have a pretty good looking streamline duchess that runs well and will last another 50 years

     

    Reply

     

    One good reason for making kits. They can be repaired

    • Like 2
  19. A very accurate description, locomad.  My sister and I dread the day we have to dispose of our Dad's books, magazines and models.  The models might be found a home but I am unlikely to ever have space for the railway book collection (let alone any of the other books).

     

    Much of my own model collection is also of this era, so much was bought in the 80s and 90s - often secondhand - and it's possibly worth what we paid for it and no more, but I do have a rough idea what it is worth and it's surprisingly little.  I notice now, in my regular eBay surfing sessions, how many model train listings now get no bids, I suspect because there are so many ridiculous starting prices being quoted for what is just old tat.

     

    There is a wider issue here that the general public believe that everything eventually becomes valuable just because it's old.  Just like watching Antiques Roadshow every week isn't going to make you an antiques expert, seeing a few old models sold for big money won't make you an expert in valuing model railway collections.  Extending the AR analogy, you only get to see the interesting and valuable items on screen.  You don't get to see the people who come with Nana's brasses or Collector Plates, who know thousands was spent over the years and are stunned to realise it's all worth £20 (and that's if you weigh in the brass and throw most of the plates in a skip).

     

     

    REPLY

     

     

    Given the numbers of traders making a living, the secondhand market is alive and kicking. True most magazines and books have little value. But a friend who is disposeing another friends collection had been pleasantly been surprised at the amount made

     

    Certainly kits and kit built items when well presented fetch good and high prices, similarly poorly described items can go for a song

    One way to assist those disposing of a valuable item is to leave a full description

  20. No one, ever expected " dead realistic track " , it's 00 after all , it can't be " dead realistic " by definition

     

     

    Funny that 'cos I have seen plenty of dead realistic OO and EM track - It may be slightly less that the real gauge, and the flangeways may be overly wide but using that as a stick to beat this product with is somewhat like claiming a family hatchback is no good because the wing mirrors are a funny shape ;)

     

     

    Nothing wrong with constructive comments, or airing genuine observations. The sister thread to this was about realistic looking track. No doubt this item is within their finescale range, so as with any stock that that is now introduced where it differs from the original

     

    I can understand the geometry of the first heal timber being as it is for practicable reasons, and is easily altered if required. 

     

    As for the lack of bridge or slab and bracket chairs, its a bit like putting King cylinders on an A3 loco. Most will not have a clue its wrong, some will

     

    In reply to the hatch back reply not wing mirrors but not being able to un-clip the back seats from the hatch door

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