Steve,
I think there will be plenty of people in your situation, that's were people pledging for ones to sell on ebay helps!
While it may cost say someone like yourself more, as long as it is reasonable then I don't feel there is any harm in making a few quid out of it in the end it could very well be those that want to sell them on Ebay that get things over the line, then it gives the likes of people in your situation a second chance to get one.
The only issues I have with it personally are well one of familiar issues with ebay people taking the proverbial P*ss with the amount they are asking, and secondly if people are selling the poppy edition for a profit well are they going to donate a small amount of the profit to the RBL.
I know the second one can not be controlled and is all down to a persons personal preference I just think from a personal stance it would be the right thing to do!