I've no idea how your West Midlands travel card works but my London Over Sixties card allows me to travel out as far as Surbiton, Swanley or West Drayton, for instance, without further expenditure - and then my Seniors Railcard gives discounted rail travel everywhere else ...... the interface between the two can be problematic ! ( Of course if you ask the 'Journey Planner' for a fare from - say - Surbiton to Woking it'll only give you the times of trains that stop at Surbiton ! )