I still ride all year and try to get out at least once a month even in the winter. Sadly never managed it in February. When I do go out I always try and avoid the 'biker roads' and there are a lot around here. My reason for this is that I do not want to have to be looking out for some nutters thinking they are on a track and that they have the abilities of Rossi.
It is sometime since I was involved in dealing with RTC's or rider training but I do still believe that the highest risk to motorcyclists is when they are riding in groups. When they do there is always someone who cannot ride as quick as the others yet tries. This often to my knowledge tragically ends badly. Hence I very rarely ride with others and if I do they use a system to ensure safety which is always adhered to.
I doubt that I actually know the limit of my abilities on a bike and I have no intention of finding out! I always ride using the full training that I have been lucky to have in my career and am always aware that my safety is my responsibility. Motorcycling is a fantastic experience if, like others it is done within safe parameters.
I would just add that you may see riders riding too fast, dangerously and not wearing the correct clothing. Please do not tar us all with the same brush. There are no dangerous roads and motorcycles ridden and maintained properly are no more dangerous.